Insurance Companies Give You the Run-Around

Accident attorney Todd R. Durham has worked for 20+ years successfully litigating uninsured motorist accidents, as well as underinsured motorist claims. In order to recover, you need a strong legal advocate when dealing with the insurance company. They won’t give you the time of day unless you have a powerful legal advocate on your side. The Todd R. Durham Law Firm can be your voice and fight for the maximum compensation.

Texas Uninsured Motorist Coverage and Limits

All drivers in Texas are required to carry liability insurance for bodily injury to others. The minimum limits for Texas are $25,000 per person, up to a total of $50,000 for all people injured in a single accident.

The uninsured/underinsured motorist portion of your policy should pay if:

• The at-fault driver does not have auto insurance coverage.

• You sustained injuries as a result of a hit-and-run accident and the at fault driver cannot be found.

Texas Underinsured Motorist Coverage and Limits

A majority of drivers who only want minimum coverage will only carry the state-required limits, which creates some serious problems especially if there are injuries that exceed their underinsured motorist limits. With the rising cost of medical care, you can see how $25,000 can quickly be exhausted in less than a day. The ambulance, surgery, and several days in a hospital can go well beyond $100,000. That does not count physical rehab, wage loss, possible ongoing disability, or pain and suffering.
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The Todd R. Durham Law Firm can ensure that you get the representation you need and will litigate your claim if necessary. Complete the form for a free consultation.